Homeowner Association (HOA) Disputes
HOA Dispute Lawyers
Protecting Homeowners Against Unfair HOA Actions
Homeowner and condominium associations are supposed to protect property values and maintain communities — but too often, HOAs abuse their power, enforce rules unfairly, or mismanage funds. When disputes arise, homeowners can feel pressured, overwhelmed, and unsure of their rights. At Furmanski Law Group, we represent homeowners, condo owners, and property owners in HOA disputes across Miami, providing aggressive, hands-on legal advocacy against overreaching associations and management companies.
Our firm takes a strategic and litigation-ready approach to HOA disputes, holding associations accountable and protecting homeowners from unlawful fines, selective enforcement, improper assessments, and denied repairs.
Holding HOAs Accountable
Aggressive Representation for HOA & Condo Association Disputes
Homeowners rely on their insurance policies to protect one of their most valuable investments, yet insurance companies often try to minimize payouts, delay claims, or deny coverage altogether. At Furmanski Law Group, we understand how overwhelming it can be to deal with property damage while navigating the complex language and requirements of insurance policies. Our team carefully reviews your policy, examines the cause and extent of the damage, and documents all losses, including structural repairs, interior damage, personal property, and additional living expenses. We challenge improper or unfair insurance practices, negotiate with adjusters, and are fully prepared to take your case to court if necessary. By handling all communications and legal strategy, we allow homeowners to focus on repairing their homes and returning to normal life, while we fight aggressively to ensure you receive the full compensation you are entitled to under the law.
We represent clients in disputes involving:
Unfair or selective rule enforcement
Improper fines and penalties
Disputed special assessments
Denial of repairs or insurance coverage
Failure to maintain common areas
Common HOA Questions
Homeowner Association Dispute FAQs
What is a homeowners association (HOA)?
A homeowners association (HOA) is a legal entity created to manage and enforce rules within a planned community. It sets community standards, collects dues, and oversees common property and services.
Can my HOA fine me for violating community rules?
Yes, HOAs can issue fines for rule violations—such as landscaping, parking, exterior modifications, or other covenant breaches—as long as they follow the procedures in the governing documents and Florida law
What happens if I don’t pay HOA dues or fees?
Unpaid dues or assessments can lead to late fees, interest, liens against your property, and in some cases, foreclosure if the debt remains unresolved. Legal protections and procedures apply under Florida law.
Can an HOA foreclose on my home?
Yes, under Florida statutes, an HOA may initiate foreclosure for unpaid dues or assessments. However, strict statutory and procedural requirements must be met before foreclosure is allowed.
What should I do if my HOA denies my architectural request?
If your architectural change request (e.g., fence, paint, solar panels) is denied unreasonably or without proper criteria, you may challenge the denial based on the governing documents and Florida HOA law.
Are HOA board decisions legally enforceable?
Yes—HOA rules and bylaws are enforceable if they are clearly outlined in the governing documents and comply with Florida and local laws. However, decisions can be challenged if applied inconsistently or unlawfully.
What rights do I have to access HOA records?
Homeowners generally have the right to access certain HOA records (financials, meeting minutes, budgets). HOAs must comply with record requests under Florida statute, and refusal to provide access can be legally challenged.
What if my HOA enforces rules unfairly or selectively?
HOAs are obligated to enforce rules consistently. Selective enforcement—when similar violations by different homeowners are treated differently—may be challenged as unfair or discriminatory under Florida law.
Can I sue my HOA for negligence or failure to maintain common areas?
Yes. If an HOA fails to maintain common elements (e.g., roofs, roads, landscaping) and this leads to damage or hazards, you may pursue legal action for negligence based on the governing documents and applicable Florida statutes.
Should I get a lawyer for an HOA dispute?
HOA disputes often involve complex contracts, governing documents, and statutes. A lawyer can help interpret your rights, negotiate with the association, and pursue litigation if necessary—especially in cases of improper fines, assessments, or discriminatory enforcement.
Condominium & HOA Insurance Disputes
Fighting Denied or Delayed Claims
At Furmanski Law Group, we:
Analyze HOA governing documents and insurance policies
Determine responsibility between unit owners and associations
Challenge denied, delayed, or underpaid insurance claims
Pursue legal action when associations fail to act
Direct Lawyer Access
Hands-On Legal Representation You Can Trust
We don’t back down from powerful associations, boards, or insurance carriers. If your HOA refuses to act fairly, we are prepared to take the case to court.